Private
clients
#partnerwithexperts
Celebrating 30 Years
Expert. Tailored. Personal.
At Covéa Insurance, we know that Private Clients expect more — and so do you. That’s why our Private Clients proposition is built around three things that matter most:
-
Tailored Solutions
-
Personal Service
-
Expert Team
For over 30 years, we’ve specialised in protecting high-value homes and lifestyles. But more than that, we’ve built long-standing relationships with brokers who share our commitment to quality, discretion and doing what really matters.
Key Features
Priority Claims Management
High-value claims are handled by experienced specialists who understand the needs of discerning clients — offering fast-track resolution and white-glove service throughout.
Extended Lifestyle Protection
From second homes and staff cover to valuable collections and fine jewellery, Executive Plus wraps around your clients' way of life — providing seamless protection across assets.
Specialist Risk Consultancy
Your clients benefit from access to expert-led risk assessments and bespoke security advice — ensuring their property is not only protected, but proactively managed.
Enhanced Limits with Flexible Valuation
Executive Plus is built for clients with complex or evolving portfolios — offering increased inner limits and adaptable valuation methods to reflect the true worth of homes, art, and valuables.
%20-%20FINAL%20EDIT.jpg)
Executive
Home Plus
Tailored to protect more — for clients who expect more.
Executive Plus is our most refined home insurance product, built exclusively for clients with significant wealth and complex property needs. It offers everything included in our Executive Home policy — and more — with enhanced limits, deeper lifestyle alignment, and access to specialist risk expertise.
From second homes and staff cover to high-value collections and bespoke rebuilds, Executive Plus wraps around your client’s world seamlessly. With eligibility for proactive risk surveys and tailored underwriting, we go beyond protection — we help prevent loss and preserve value.
Each claim is handled with discretion, speed, and a high-touch approach by our most experienced team. Whether managing delicate restoration work or coordinating multiple suppliers, your client will experience the kind of white-glove service that feels more like concierge than claims.
When your clients live differently, they need a policy that protects differently — and Executive Plus is designed to do just that.
Key Features
Dedicated Claims Handler
From first call to final settlement, your client will have a named expert managing their claim — with no forms, no chasing, and no delays. Just exceptional service.
Environmental Upgrade Benefit
After a major claim, your clients can choose to rebuild using greener, more sustainable materials — and we’ll contribute up to £10,000 towards the cost.
Building Works Tolerance
Renovations up to £75,000 are automatically covered — ideal for clients making regular home improvements. Need more? We can extend it on referral.
Unlimited Lock & Key Replacement
Full cover if keys are lost or stolen — with no limit on replacement costs.
Executive
Home
Exceptional protection for extraordinary homes — tailored for your most discerning clients.
Covéa’s Executive Home policy is designed to meet the needs of clients with high-value homes and lifestyles that demand more. It offers worldwide all-risks cover for buildings, contents, fine art, jewellery, and valuables — all with the flexibility to adapt to complex living arrangements and evolving assets.
This is more than just home insurance — it’s a prestige proposition that includes essential lifestyle protection as standard, such as home emergency assistance, legal expenses, and cyber support. With renovation cover up to £75,000 automatically included and £10,000 towards sustainable rebuilding upgrades, it’s built to support how your clients live today — and tomorrow.
What truly sets it apart is our claims experience. Clients are assigned a dedicated claims handler who manages everything from start to finish — no forms, no delays, just the personal, professional service your clients expect and deserve.
It’s a policy that reflects value, delivers service, and protects prestige — all with the confidence of Covéa behind it.
.jpg)
Key Features
Generous Baggage & Delay Cover
With up to £5,000 cover for personal belongings and support for delays, cancellations and repatriation, your clients stay protected from disruption — every step of the journey.
No Upper Age Limit
Unlike many providers, we offer cover with no upper age limit — giving peace of mind to older travellers or multigenerational families.
Built-in Leisure & Business Travel
Travel cover includes business trips, cruises, golf, and winter sports as standard — so your clients are covered whether they’re working or relaxing.
£10 Million Emergency Medical Cover
Whether it's a ski accident or a sudden illness abroad, we provide up to £10 million in medical costs — ensuring your clients receive the best care, wherever they are.
Executive
Travel
Global travel cover that keeps pace with how your clients move through the world.
Executive Travel offers year-round, multi-trip protection for individuals and families who travel frequently — for business, leisure, or both. It’s built for those who value ease, flexibility, and complete peace of mind — with generous limits and no upper age limit as standard.
Whether your client is skiing in the Alps, attending a conference in Singapore, or cruising through the Mediterranean, they’re covered for cancellations, delays, medical emergencies, lost baggage, and more. Business travel, winter sports, golf, and cruises are all included — no add-ons, no complications.
And when something goes wrong abroad, our 24/7 global medical helpline ensures they have the support they need immediately — from emergency treatment to repatriation. It’s confidence without complication.
Because when travel is a way of life, protection should be effortless.
Our Partner Promise
With Covéa Private Clients. You and your clients are never just a number.
Tailored Solutions
Expert Team
Personal Service
A trading model built around you
Our dedicated SME Underwriters
Long-Term Relationships
Executive Home
Protecting What Matters as Life Evolves
Executive Home offers expert, bespoke insurance for Mid and emerging High Net Worth Private Clients.
With flexible cover starting from £75,000 contents insured and premiums from just
£500 (+IPT), it’s tailored protection backed by fast decisions, personal service, and the strength of Covéa. Optional Travel cover available.