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Motor
Fleet
Fleet that delivers.
Our fleet proposition is built around how brokers want to trade — giving you the flexibility to place business quickly online or work with our regional underwriters on more complex risks.
Whether it’s e-Fleet for 3–20 vehicles (launching late spring 2026) or our Motor Fleet proposition for up to 25 vehicles with more diverse needs, both products are designed to protect business-critical vehicles with confidence.
Combining robust cover, responsive claims service and the underwriting expertise you expect from us.
Straightforward risks can be placed efficiently, while more complex cases benefit from direct access to experienced decision-makers, all backed by our relationships, claims service and 100% intermediated approach.
Key Features
Comprehensive Claims Support & 24/7 Careline
Rapid response through a dedicated Motor Fleet Careline, with clear claims guidance and a network of approved repairers.
Courtesy Vehicle for Repairs
Where cover applies and repairs are through our network, clients receive a courtesy vehicle to keep them mobile during downtime — reducing business disruption.
Wide-Ranging Cover
Includes personal accident, medical expenses, foreign use, and legal protection through ARAG.
New for Old Vehicle Replacement
Replaces private cars under 12 months old following total loss (subject to terms), helping clients recover faster with minimal impact on operations.
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Regionally Traded
Motor Fleet
Fleet that delivers. From 3 – 25 vehicles.
Our Motor Fleet policy gives brokers the tools to protect their clients’ business-critical vehicles with confidence. Designed for businesses operating fleets of cars, vans, and light commercial vehicles, it combines essential core cover and responsive claims support. Whether clients run a handful of vans or a full mixed fleet, our policy delivers robust protection — including comprehensive or third party fire & theft.
Backed by expert handlers, 24/7 accident response, it’s built for businesses that rely on their vehicles — and brokers who need cover they can trust to perform.
Straightforward to place. Resilient under pressure. Trusted by thousands of UK businesses.
Key Features
Comprehensive Claims Support & 24/7 Careline
Rapid response through a dedicated Motor Fleet Careline, with clear claims guidance and a network of approved repairers.
Courtesy Vehicle for Repairs
Where cover applies and repairs are through our network, clients receive a courtesy vehicle to keep them mobile during downtime — reducing business disruption.
Wide-Ranging Cover
Includes personal accident, medical expenses, foreign use, and legal protection through ARAG.
New for Old Vehicle Replacement
Replaces private cars under 12 months old following total loss (subject to terms), helping clients recover faster with minimal impact on operations.
e-Fleet
Designed for fleets of 3–20 vehicles, e-Fleet mirrors our regional Motor Fleet proposition, combining essential core cover with the speed and simplicity of e-trade. It’s built for straightforward risks that need quick, confident placement, while still giving you access to underwriting support when you need it.
An example of our appetite
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Mature stable workforce, free of serious convictions
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Fleet rated risks with a 3 or 5 year confirmed claims experience
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Majority of driver to be experienced (25+)
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Minimum of 3 vehicles
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Cars , Commercial vehicles up to 7.5t GVW
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Non-distressed confirmed claims experience with low frequency
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