One Quote To Market
Our one quote to market approach gives you exclusivity and a true edge. We will only offer one set of terms nationally for all our underwritten business through our regional branch trading teams.
Marketing With You
Our Marketing team is ready to collaborate, providing co-branded articles, updates, and insight to complement your strategy and social channels.
Service You Can Count On
Our dedicated SME Underwriters are here to give you the edge, helping you win new business and retain key renewals with confidence.
Training And Development
We offer in-office or webinar training on our products and cross-selling, access to our Broker Training Academy, and refresher sessions to keep teams sharp.
Smarter, Stronger Tenders
We’ve refined our approach to tenders and account consolidations to help you win. When a rollover is agreed, all enquiries are logged as exclusive, safeguarding your work.
Trading Model Built Around You
Whether you place business through our regional team, e-Trade, or schemes, our proposition flexes around your model.
OUR PROMISE
to our brokers
Commercial
lines
At Covéa Insurance, we’re proud to be SME Experts, it’s at the heart of our commercial proposition.
We deliver specialist insurance solutions for small to medium enterprises with up to 250 employees and turnover up to £42m. Our approach combines local underwriting expertise with flexible service models that adapt to your specific trading preferences.
Our SME Experts proposition is built on deep knowledge in key areas such as Commercial Combined, Property Owners, Motor Trade, Fleet, Tradesman & Professionals and eTrade package risks.
What sets us apart is our commitment to swift decision-making through experienced underwriters with high levels of authority, all backed by our award-winning claims service.
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Motor Fleet
Reliable cover for fleets of 3 to 25 vehicles. For businesses running cars and small commercial vehicles (up to 7.5 tonnes) – it’s a straightforward solution for Clients who need flexible, efficient fleet insurance.
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Property Owners
From private landlords to large commercial portfolios, our Property Owners range gives brokers the tools to shape protection around every Client’s needs. With flexible options and comprehensive core cover, it’s insurance that fits how today’s property owners operate.
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Packages
Our Packages range is built for small to mid-sized businesses that need reliable, all-in-one cover. Whether your clients run a shop, salon, office or surgery, these products offer flexible protection with comprehensive wording – helping them stay focused on their business, not their insurance.
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Commercial Combined
Our Combined range gives brokers the flexibility to shape cover around each client’s unique needs. From streamlined e-Trade solutions to fully configurable policies with enhanced features, these products offer comprehensive protection and clarity.

Motor Trade
Our Motor Trade range is designed to support businesses of all sizes – from part-time traders working from home to large operations with multiple premises – all backed by trusted, expert service.