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Commercial
Lines
At Covéa Insurance, we’re proud to be SME Experts, it’s at the heart of our commercial proposition.
We deliver specialist insurance solutions for small to medium enterprises with up to 250 employees and turnover up to £42m. Our approach combines local underwriting expertise with flexible service models that adapt to your specific trading preferences.
Our SME Experts proposition is built on deep knowledge in key areas such as Commercial Combined, Property Owners, Motor Trade, Fleet, Trade & Professions and E-trade package risks.
What sets us apart is our commitment to swift decision-making through experienced underwriters with high levels of authority, all backed by our award-winning claims service.
Our Partner Broker Promise
Our Products
Tailor-Made for your Clients Every Need
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From private landlords to large commercial portfolios, our Property Owners range gives brokers the tools to shape protection around every Client’s needs. With flexible options and comprehensive core cover, it’s insurance that fits how today’s property owners operate.
Property Owners
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Our Trades & Professions products are built to support self-employed individuals and small businesses – With core liability cover and a choice of optional extras, brokers can tailor protection to fit the way their Clients work.
Trades and Professions
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Reliable cover for fleets of 3 to 25 vehicles. For businesses running cars and small commercial vehicles (up to 7.5 tonnes) – It’s a straightforward solution for Clients who need flexible, efficient fleet insurance.
Motor Fleet
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Our Motor Trade range is designed to support businesses of all sizes – from part-time traders working from home to large operations with multiple premises. — all backed by trusted, expert service.
Motor Trade
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Our Packages range is built for small to mid-sized businesses that need reliable, all-in-one cover. Whether your Clients run a shop, salon, office or surgery, these products offer flexible protection with comprehensive wording – helping them stay focused on their business, not their insurance.
Packages
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Our Combined range gives brokers the flexibility to shape cover around each Client’s unique needs. From streamlined e-Trade solutions to fully configurable policies with enhanced features, these products offer comprehensive protection and clarity.